Attention homeowners: Real estate appraisal services for in Howell and Livingston County
Here are the top 7 reasons why Michigan homeowners call on AA Advanced Appraisals:
We at AA Advanced Appraisals understand the special needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at AA Advanced Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenging Livingston County's assessment of your propertyLet's say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from AA Advanced Appraisals is your best weapon when challenging your property tax assessment.
Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you do away with unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be unsuitable from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from AA Advanced Appraisals can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would like to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal report you may have had in the past. Even though most review work is commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.